Sending your student off to college is one of life’s proudest and most emotional milestones—especially when they’re headed to Texas A&M University. These years are often described as the best four of their life, filled with personal growth, academic challenges, and unforgettable experiences. Amid the excitement of move-in day, one major question often arises for families: where will your Aggie live?
While many students choose to live in dorms or rent apartments near campus, more and more parents are exploring a different route—purchasing a home for their student to live in during their college years. It’s a decision that offers comfort and security for your Aggie while also creating a strong financial opportunity for your family.
Why More Parents Are Choosing to Buy Instead of Rent
With the rising cost of rent in Bryan-College Station, purchasing a home can actually be more cost-effective in the long run. Over the course of four years, families can spend tens of thousands of dollars on rent—money that provides no return on investment. By purchasing a home, parents are not only providing their student with a stable, independent living environment, but also building equity over time.
There are other financial benefits as well. In some cases, you may be eligible for tax deductions on mortgage interest or property taxes—though it’s always wise to consult with a CPA for your specific situation. Some families also choose to rent out extra bedrooms to other students, helping to offset the mortgage with rental income. When your student graduates, the home can either be sold or retained as an income-producing property in a market that remains consistently strong due to the university’s steady demand.
Where to Buy: Student-Friendly Neighborhoods in Bryan-College Station
When buying a home for a student, location is one of the most important factors. Some families prefer properties within walking or biking distance to campus, while others opt for a quieter neighborhood a short drive away.
The Southside Historic District is one of the most popular areas for students, offering character-filled homes and a short walk to campus. Eastgate is another favorite, known for its convenient location and vibrant college-town energy. For families looking for more modern amenities, The Barracks offers a community feel with access to pools, a clubhouse, and social spaces that appeal to active students. If your student plans to stay in College Station year-round or if you’re thinking long-term about resale or future family visits, neighborhoods like Edelweiss may offer more traditional single-family homes in well-established parts of town.
What to Look for in a Student Investment Property
When shopping for a student-friendly home, there are several key features to consider. Proximity to campus or to TAMU shuttle bus routes will make your student’s daily commute easier and add to the property’s value. Safety is also a top priority, so look for neighborhoods with well-lit streets and low crime rates. Homes that are relatively low-maintenance—such as those with newer HVAC systems, simple landscaping, and durable finishes—can help reduce the upkeep and stress of managing the property from afar.
It's also a good idea to consider the future resale or rental appeal of the home. Properties with at least three bedrooms tend to attract student renters or small families, giving you more flexibility if your student moves out before you’re ready to sell.
Financing and Managing the Property
Purchasing a home for a college student is slightly different from a typical home purchase, but there are several options available. Some families buy the property in their own name, while others use a trust or LLC. Certain lenders offer specialized loan programs designed for parents purchasing homes for students, such as "kiddie condo" loans.
If your student will have roommates or you plan to rent out the property after graduation, hiring a local property manager can be a smart move. They can assist with leasing, maintenance, and other day-to-day responsibilities, especially if you don’t live in the Bryan-College Station area.
More Than an Investment
Ultimately, buying a home for your Aggie is about more than money—it’s about creating a space where they can thrive. In the years ahead, your student will experience some of their most formative moments: late-night study sessions, tailgates at Kyle Field, and memories with lifelong friends. By giving them a safe and comfortable home, you’re helping make those years even more meaningful.
Ready to Start the Search?
If you’re considering buying a home for your Texas A&M student, our team is here to help. We specialize in working with Aggie families and know the ins and outs of the Bryan-College Station market. Whether you're looking for a small home close to campus or a long-term investment property, we’ll guide you every step of the way.
Contact us today to start your personalized home search or schedule a private tour. We’d love to help you and your Aggie make the most of these incredible college years.
